Some Questions From Customers...
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What is the difference between a Banknote & Currency?
In short,absolutely nothing. They are both one in the same. In definition...
Banknote: A banknote is a type of negotiable instrument known as a promissory note, made by a bank, payable to the bearer on demand. Banknotes were originally issued by commercial banks, who were legally required to redeem the notes for legal tender when presented to the chief cashier of the originating bank. These commercial banknotes only traded at face value in the market served by the issuing bank. Commercial banknotes have been replaced by national banknotes issued by central banks.
Currency: A currency in the most specific use of the word refers to money in any form when in actual use or circulation as a medium of exchange, especially circulating banknotes and coins. A more general definition is that a currency is a system of money in common use, especially in a nation. Under this definition, British pounds, U.S. dollars, and European euros are different types of currencies. These various currencies are stores of value, and are traded between nations in foreign exchange markets, which determine the relative values of the different currencies. Currencies in this sense are defined by governments, and each type has limited boundaries of acceptance.
What is a Lay-Away Agreement?
A Lay-Away Agreement is a written agreement that ensures your desired product or merchandise is made available to you for a specified amount of time, at the currently advertised price. A collectible currency Lay-Away agreement is the same, it ensures that your desired amount and type of currency is made available to you for the price as advertised at the commencement of the Lay-Away agreement. A currency Lay-Away works the same as any Lay-Away at any Dept store when you may want to purchase a nice shirt, but don't have the money on hand to pay for it in full at the time. The price, time frame, amount of currency and the currency denomination are all determined by the size of the Lay-Away you select.
How Do I Pay Off My Lay-Away Agreement?
You may choose to pay off your purchase in full anytime between the day of the Lay-Away beginning and the posted expiration date of the Lay-Away terms. The "lay-away" gives you the ability to guarantee a maximum purchase price for your currency regardless of any increases in the selling price of the currency.
Example: If you purchase a 30 Day Lay-Away for 10 Million Dinar, you will pay the service fee at the time of purchase. You may make as many, or as little of payments as you like during the next 30 days starting from the day of purchase. There are no payment restrictions of any kind, you make make payments as frequently, or as infrequently as you wish. Likewise, your payment amounts may be as little, or as much as fits your budget.
You are not required to complete your purchase and pay for your currency, Although you are not obligated to complete your purchase, you will forfeit your guaranteed pricing if you choose not to complete your lay-away. ALL SALES ARE FINAL, NO REFUNDS WILL BE GIVEN ON LAY-AWAY ORDERS FOR ANY REASON. HOWEVER, any payments you make towards the pay-off of your lay-away may qualify for a refund if requested before 11:59 pm eastern time of your lay-away expiration date.
Accepted payments for Lay-Away pay-offs are Bank Wire Transfers & Cashiers checks. There is a 24 hour (1 BUSINESS Day) processing/clearing time for Wire Transfers. You may find all of our posted payment policies listed here: https://www.cheapestdinar.com/index.php?main_page=privacy&zenid=226e6e4d4e0288385983ba36551123a1
When Do I Have To Submit My Payment For Lay-Away?
ALL Payments absolutely MUST be initiated by the bank or postmarked NO LATER THAN the last valid date of your Lay-Away agreement. Failure to do so will result in your payment being refused and refunded back to you with your agreement being considered expired. - No exceptions.
Do You Accept bank Wire Tansfers?
No, becuase of legalities, and security reasons, we do not accpet Bank Wire Transfers for the payment of purchases, or Layaway pay-offs. In place of Bank Wire Transfers, we accept cashiers Checks from approved banks.
What If My Layaway Expires On A Weekend?
To offer you flexibility of arranging an expiration date to avoid weekends or Holidays, you may choose a start date different from your purchase date. Your start date may be any day between your date of purchase and the first business day of the following week.
What Is Dinar Currency?
Iraqi Dinar is the national currency of Iraq. It is a legal foreign currency.
Is Iraqi Dinar Legal To Own In The US?
Yes. The United States Government has made US Sanctions allowing US citizens to purchase foreign currency, including the Iraqi Dinar, IQD currency.
What Is Vietnam Dong Currency?
Vietnam Dong is the national currency of Vietnam. It is a legal foreign currency.
Is Vietnam Dong Legal To Own In The US?
Yes. The United States Government has made US Sanctions allowing US citizens to purchase foreign currency, including the Vietnam Dong, VND currency.
What Is Zimbabwe Dollar Currency?
Zimbabwe Dollar was the national currency of Zimbabwe until 2014. The five year Zimbabwe contract with the US Government to back the Zimbabwe Dollar with the US Dollar ended in 2014. At this time, Zimbabwe discontinued their currency and began to use the India Rupee, US Dollar and the Japanese yen as their accepted form of currency. the Zimbabwe Dollar is still a highly collected foreign currency and the collectible value of this currency has risen more than 400% since 2013.
Are Zimbabwe Dollars Legal To Own In The US?
Yes. The United States Government has made US Sanctions allowing US citizens to purchase foreign currency, including the Zimbabwe Dollar, ZWD currency.
What is the point or benefit in purchasing a purchasing Foreign Currency?
It serves as a nice collectible currency for those whom like to collect world currencies and coins. Foreign collectible currencies are generally bright in color and unique artwork make it among a favorite with collectors. Although not meant to be used as an investment instrument, the value of foreign currency does rise occasionally, offering an opportunity for the POSSIBILITY for collectors to trade currencies for a minimal profit. Although many currencies may nver change in value, or theirvalue may more likely decrease.
Is your foreign currency legal tender?
Yes, while some of our currency, such as the Zimbabwe Dollar, is no longer in use or circulation within it's country of origin, all of our currency unless posted otherwise is real and authentic currency. Our currency is legally imported into the US and undergoes US customs inspections insuring that it is legally brought into the United States. All of our currency is currently or was at one time the legal, authentic currency of the Nation it represents.
Is your foreign currency of current currency standards?
We Guarantee our currency to be 100% authentic & the last known currency for it's specified country. If you somehow you were to ever acquire fake currency through us, we would accept all responsibility for such. We would urgently assist you in delivering the currency back to us so that it could be documented and traced back to it's place of origin. We would promptly deliver to you a immediate replacement of your currency, or a complete and total refund, including any and all shipping expenses.
How do you know your currency is authentic & not counterfeit?
Our vendors have the most perfect reputation in the currency industry available anywhere! We are assured that all of the currency sold to us is inspected using the most up to date, state-of-the-art methods available today for examining the authenticity of paper currency. Some of these methods include the authentication of the De' LaRu machine where applicable and professional inspection of security features by trained professionals.
Does Your Currency Get Ran Through A De' LaRu Machine?
A quick answer to that is no. But the reason for this is that there are many different types and styles of a De' LaRu machines. Not all of these machines are capable, or programmed to recognize every form of currency made available to us. There exist nearly 180 different types of currencies currently recognized around the world, of these, only a fraction of them can be tested by some of these machines.
How securely do you ship your currency?
Every order placed is shipped using either the USPS first Class services for smaller orders, or the use of Certified registered Mail for orders over $250.00. Large orders require Adult Signature confirmation for delivery. Therefore every shipment is traceable to determine who signed for it and when. Furthermore, every shipment is sent out in UN-marked, plain packaging,the contents are always unknown.
How long before you ship my item?
As noted above, we have a 2-3 BUSINESS day handling time. If you order on a Friday, your order will usually ship by the following Tuesday. If you order on a Monday and your payment clears the following Friday, then you order will not likely ship until the following Wednesday.
Do you offer combined shipping?
Yes, but shipping is generally free for most items anyway.
Do I have to be a US resident to purchase your currency?
No, however for our protection, we will only ship to approved US based addresses. We will not ship currency outside of the United States
What if an item is missing?
If so, we will replace it once we verify with the postal carrier that the packaging WAS damaged on delivery, or that delivery was never actually made. If you have to sign for your package, be sure to have your mail carrier mark the package as "Received Damaged", this will show proof that an item was missing from your delivery. If your order doesn't arrive, or is moving slowly within the shipping system, we will NOT send a replacement order until AFTER an investigation is opened by the shipping company used. Your package must officially be declared "LOST" by the shipping company before we will issue a replacement.
Do you offer large order discounts?
You bet! Tell us what you want & how much, we will send you a private estimate for your order.
What types of commodities do you sell?
We currently offer foreign currency from Iraq, Vietnam, India, Japan, China, Afghanistan and Zimbabwe. We also offer different items of Gold, Silver & Copper bullion and commemorative coins and collectibles. As of recently, we are even adding loose diamonds to our product line. as well as gold plated collectible currency notes.
How Can I Trust You As A Seller?
Read our reviews left by other customers! See what other people are saying about us. We've been in business for over 4 full years now, we wouldn't still be here if we were a fly-by-night company. Either way, order a couple of small items first to test the water... Nothing speak more volume than personal experience! Once you see that we are a real and honest company, feel free to place any size order you wish.
Do You Offer Returns?
Yes. You may return any item except for Layaway agreements within 30 days of purchasing. The currency items MUST have the same serial numbers that we have recorded from your purchase that was shipped to you. The currency MUST be in the same NEW condition as it was when it was sent, be free of cigarette smoke & pet odors and be fully intact and in a condition that allows it to be resold as un-circulated currency. You may choose to receive either a store credit or a refund minus any shipping and restocking fees. If you currency is returned in a state of quality that is lesser than what it was sold to you in, then you may receive a refund deducting a fee for the decreased quality.
How do you process refunds?
Refunds are made to the same payment source in which your payment was received. If you paid by money order, you will receive a money order for your refund. If you paid by Credit/Debit Card you may receive a refund to your Credit/Debit card. Refunds will be processed within 3-5 business days of us receiving back the item being returned and being inspected for it's condition. Your Bank may have it's own time frames for actually processing the refund back to you, see your bank policies for details.
Where do I return my item to?
Return it to the address we will provide with your RMA number. You may acquire this return address after you request a return within 390 days of your date f purchase.
If You have any further questions, please feel free to send us an email.
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